What does a Will do?

A Will is important regardless of how much assets you have. On one hand your can provide support for your loved ones, and make gifts to organisations you support. On the other hand, having a Will ensures that your wishes are made clear to friends and family, reducing the chances of future disputes, and the unnecessary pressure and costs involved.

What happens if I don't write a Will?

Your assets will be shared out following the legal rules of intestacy. This means the beneficiaries you have in mind may not receive the distribution of assets as you may have wished.

Is my Will legally binding?

To make your Will legally binding, you need to sign a hardcopy of the Will that we provide to your address, alongside two witnesses. Both witnesses must be 18 years old or above. They or their spouses should not be beneficiaries under your Will. It is also important that both witnesses watch you sign your Will at the same time, and then add their own details and signatures to the Will. If your Will is ever contested in the future, your witnesses can testify that they watched you sign your Will.

What if I already have a Will? Can I revise the Will to add a gift to a charity?

The most straightforward way to do so is to make a brand new Will. Make sure you destroy the old Will to avoid confusion in the future.

Can I call you to make a Will, instead of filling in an online form?

Yes, please reach us on +852 5468 3635 so we can arrange a representative to assist you.

What steps do I need to take after receiving the lawyer-drafted Will?

After receiving your Will in the mail, you need to sign it alongside two witnesses. Both witnesses must be 18 years old or above. They or their spouses should not be beneficiaries under your Will.

Who should I pick as witnesses to my Will?

A witness could be a friend, neighbour, colleague or anyone else who is above the age of 18. Make sure the witness or his/her spouse are not beneficiaries under your Will.

How many witnesses are required to sign on my Will?

Two. Both witnesses must be 18 years old or above. They or their spouses should not be beneficiaries under your Will. It is also important that both witnesses watch you sign your Will at the same time, and then add their own details and signatures to the Will. If your Will is ever contested in the future, your witnesses can testify that they watched you sign your Will.

Are there any people who I should not pick as witnesses to my Will?

Anyone who benefits from your Will should not be a witness. This includes:

• Beneficiaries named in your Will (e.g. if your will specifies that your daughter will receive your assets, then your daughter should not be a witness).
  

Where should I store my Will?

After signing your Will, you need to keep it somewhere safe. Most people choose to keep their Will alongside other important documents, in a filing cabinet, drawer or a safety deposit box at a bank. It is also important that you tell your executors where your Will is stored, so they can easily find it when the time comes.

When should I update my Will?

We recommend reviewing your Will every two years. This is to make sure that any changes in your circumstances are reflected in your Will, such as:

• You having a new child or grandchild
• You getting engaged, married or divorced
• You moving house
• You buying or selling any property
• You inheriting money or property
• Any one of your executors, beneficiaries or guardians dies
• You wanting to change any beneficiaries
• You wanting to add a specific gift or message to someone you love

Is it possible to change my Will in the future?

Absolutely. If there are any changes in your circusmatcnes, which should be reflected in your Will, we suggest that you make a brand new Will. Make sure you destroy the old Will to avoid confusion in the future.

Can I choose not to leave any gifts to charities?

While you are not required to leave a gift, please do consider doing so. Our free service is brought to you by many charities that pay a small fixed annual fee to remind you about their cause and ask you to consider a gift in your Will. Like many other people, we hope you leave a gift in your Will to make an impact to causes that you are passionate about.